I finally got the rest of the supplies I needed today. Bought a trimmer (mine's black), a pen for journaling, and some double sided tape. I have a nice blue 12" x 12" expandable scrapbook with side loading protectors (got is many years ago and can't even find any like it now but the top loadable ones will fit in it). It also came with some solid and patterned papers, stencils, photo tabs, and decorative edge scissors.
I have a dear friend who has made many scrapbooks in regular photo albums (and does a really nice job) who wants to do this with me. We're going to get together one night a week to do it. What a great motivator for a new hobby, adult girl time!
I do still have a lot of photo organizing to do when at home, as well as removing photos from old magnetic photo albums that the majority of my pictures are stored in. Please say a little prayer that none of my pictures get ruined while being removed.